Checklists
Short, practical checks for depositors, agents and institutions running daily collection.
- Checklists
Appointing pigmy agents
For a co-operative bank: the Board-approved policy RBI requires, the tier restriction on using agents at all, selection, cash limits, published charges and annual review.
Updated 10 Sep 2026Read - Checklists
Before opening a pigmy account
Six things to settle before your first pigmy deposit: the institution's legal character, the rate and tenure, how interest applies, closure penalties, deductions and your receipt.
Updated 10 Sep 2026Read - Checklists
Bank or society?
The single check that decides whether your daily deposit is insured. Eight questions to put to the institution, and what each answer actually tells you.
Updated 11 Sep 2026Read - Checklists
Check your pigmy passbook
Reconcile your passbook against the institution's own record: what a valid receipt looks like, the crediting-timing rule, and what to do when the two disagree.
Updated 10 Sep 2026Read - Checklists
Running a compliant collection round
For a co-operative bank's daily operations: receipts on the bank's behalf, crediting deadlines, the credit-date advice, reconciliation, KYC, and what customers cannot demand.
Updated 10 Sep 2026Read