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Chikkamagaluru DCC Bank pigmy deposit

Chikkamagaluru District Central Co-operative Bank publishes 1.00% on its pigmy deposit, and pays no interest at all on accounts closed within a year.

Published Updated

Evidence record

Last verified 11 Sep 2026 · Next review 11 Oct 2026

Institution

Name
Chikmagalur Dist Co-Op Central Bank Ltd.

Regulator · List of Insured Banks · Retrieved · Source dated

Listed under the older spelling Chikmagalur.

Type
district central co-operative bank

Regulator · List of Insured Banks · Retrieved

Stated in the registered name.

State
KarnatakaPartially verified

Institution's own website · Pigmy Deposit Accounts · Retrieved

Follows from the district in the bank's name; not separately stated on the reviewed page.

District
Chikkamagaluru

Regulator · List of Insured Banks · Retrieved

Stated in the registered name.

Website

Institution's own website · Pigmy Deposit Accounts · Retrieved

Regulatory listing

DICGC insured-bank register
Listed as an insured bank

Regulator · List of Insured Banks · Retrieved · Source dated

Listed as “Chikmagalur Dist Co-Op Central Bank Ltd.” in the register updated as on 8 Sep 2026.

This is the Deposit Insurance and Credit Guarantee Corporation's own list, read on the date shown. A listing is a fact about the register on that date, not an assessment of the institution. The register covers banks only, so a credit society or Nidhi company will not appear on it.

Daily-deposit product

Filed under Pigmy / daily deposit; mapping probable. Named a pigmy deposit; the collection method was not recorded from the reviewed page.

Scheme name used
Pigmy Deposit

Institution's own website · Pigmy Deposit Accounts · Retrieved

Published rate
1.00% (12 to 60 months)

Institution's own website · Pigmy Deposit Accounts · Retrieved · Effective date not stated

Interest method
Not publicly stated on the reviewed source

Institution's own website · Pigmy Deposit Accounts · Checked

Minimum deposit
₹100

Institution's own website · Pigmy Deposit Accounts · Retrieved · Effective date not stated

Maximum deposit
Not publicly stated on the reviewed source

Institution's own website · Pigmy Deposit Accounts · Checked

Tenure
12 to 60 months

Institution's own website · Pigmy Deposit Accounts · Retrieved · Effective date not stated

Early closure
No interest if closed within 12 months

Institution's own website · Pigmy Deposit Accounts · Retrieved · Effective date not stated

Collection away from the branch
Not established from reviewed public sourcesUnknown

Institution's own website · Pigmy Deposit Accounts · Checked

Check for yourself before acting

  • Ask the institution for the current rate in writing. Published rates change without notice.
  • Ask what you would receive if the account is closed early.
  • Ask how interest is calculated and when it is credited.
  • Check the DICGC insured-bank list yourself on the day you decide.

Pigmity is independent and is not affiliated with Chikmagalur Dist Co-Op Central Bank Ltd.. This is not the institution's page, not an official register, and not a recommendation.

Each fact shows its source, the date Pigmity read it, and whether the source states an effective date. “Not publicly stated” means the reviewed source was read and does not give the fact. “Not established” means Pigmity has not established it. Neither means no.

Spotted an error? Write to hello@pigmity.com with the institution and what is wrong, and a link to where the correct figure is published if you have one. The report form is closed for now, so nothing is collected through this page.

Pigmity's analysis

Chikkamagaluru District Central Co-operative Bank publishes a single rate for its pigmy deposit: 1.00% a year, on a term of 12 to 60 months, from a minimum of ₹100.

The early-closure term is the sharp edge

The bank states that no interest is paid on an account closed within 12 months. Beside a 1.00% headline, that means a member who does not complete a year earns nothing on what they paid in. It is the term to establish before the first collection, not after.

What a district central co-operative bank is

A district central co-operative bank sits in the middle tier of the rural co-operative credit structure, between village societies and the state co-operative bank. This bank appears in the DICGC insured-bank register, under the older spelling Chikmagalur, in the list updated on 8 September 2026. A credit society offering a similar-looking daily deposit would not appear on that register, which lists banks only.

What the page leaves out

The page gives no maximum deposit and does not say how interest is calculated or when it is credited. Two schemes quoting the same percentage can pay different amounts, so ask the branch for the method in writing. Our guide to pigmy rates sets this bank's schedule beside every other one in the directory.